Banks don’t have to accept checks that are more than 6 months (180 days) old. That’s according to the Uniform Commercial Code (UCC), a set of laws governing commercial exchanges, including checks. However, banks can still choose to accept your check. How long can a personal check go uncashed? DidRead More →

Old tires are dangerous, regardless of tread depth. While there’s no federally sanctioned safety guidance on when a tire is too old to be safe, many carmakers recommend replacement at six years from the date of manufacture. … The older a tire gets, the higher the risk of sudden andRead More →

If you go a little over your daily SmartPoints, that’s OK. You get weekly SmartPoints, too: an extra cushion to use any way you want. You start each week with a set amount of Weekly SmartPoints. You don’t have to use them, of course, but it’s fine if you do—they’reRead More →