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One financial strategy, for those who want the max in tax-advantaged savings: open both types of Roth accounts. Between the two, you can invest up to $25,500 in 2020 and 2021 ($19,500 in the 401(k), $6,000 in the IRA)—or even more, if you’ve hit the age-50 threshold by year’s end.Read More →

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For 2020 and later, there is no age limit on making regular contributions to traditional or Roth IRAs. … However, you can still contribute to a Roth IRA and make rollover contributions to a Roth or traditional IRA regardless of your age. What is the last day to contribute toRead More →